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Build your savings and keep your money accessible
Just because you need a secure place to invest your Business’ excess cash doesn’t mean you should accept a low rate of return or inflexible maturity dates. Available for both Canadian and U.S. dollar savings, the Manulife Bank Investment Savings Account and the Manulife Trust Investment Savings Account are available to Canadian businesses with investments held in a dealer account.
Business investment savings account benefits
Rates and fees
Rates
Fees
Manulife Bank does not charge any fees on our ISAs.
FAQ
Contact your financial advisor for more information on Investment Savings Account and to confirm that you have access to this product. If you don't have a financial advisor, we can help you get the professional advice you need to make well-informed choices about your financial future. Find a financial advisor.
No, an investment savings account does not have bank account features such as chequing, ATM withdrawals, Interac® Debit purchases, and client-initiated online transactions. Transactions must be executed by your advisor, fees may apply.
No, you can only hold an investment savings account within a dealer account (also known as a “nominee name” or ‘on-book” account), which is a trust account offered through an advisor. If you don't have a financial advisor, we can help you get the professional advice you need to make well-informed choices about your financial future. Find a financial advisor.
1 Interest is calculated on the closing daily balance and paid monthly. Rates are subject to change without notice.
2 Manulife Bank is a member of the Canada Deposit Insurance Corporation (CDIC), which means your deposits are eligible for CDIC deposit insurance protection. Visit cdic.ca for information on eligible deposits.
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Resources
Grow your business with a guaranteed investment certificate (GIC)
When you invest your business’s excess cash in a GIC, you know exactly how much you’ll have when your investment matures. It doesn’t matter if the market moves up or down. You get your original investment plus a high interest rate – guaranteed.
Invest with even more flexibility in a Business Advantage Account
Get a high interest rate and complete flexibility to access your excess cash whenever you want with a Business Advantage Account. Available in Canadian or US dollars, the Business Advantage Account makes it easy to move money into and out of your operating account.