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First steps to using your Advantage Account
Congrats on opening your new Advantage Account! Using your account is simple, and here’s everything you need to do to get started.
Access online banking
If you opened your account online, you can sign in with the password you created when opening your account. If you don’t have a password or can’t remember the one you created, call us at 1-877-765-2265.
Download our mobile app
Get the Manulife Bank mobile app for your Android or Apple device, and sign in using the same password you set up for online banking. In the app, you can:
- Check balances and transactions
- Pay bills
- Send and receive money using Interac e-Transfer®
- Transfer money
- Deposit cheques
For extra security and added convenience, set up Touch ID® or Face ID® on your Apple device, or Fingerprint ID on your Android device.
Go green with e-statements
If you'd like to receive e-statements instead of paper statements, log into online banking and click Statements Preferences from the top-right profile menu to change your preferences.
Put your money to work
Bank for free
Keep a balance of just $1,000 to get free unlimited daily banking, including Interac e-Transfer transactions, Interac® Debit purchases, bill payments, and withdrawals from thousands of ATMs across Canada.1
Additional services like wire transfers and certified cheques are available. Review our services and fees guide for a full list of services and associated fees.
Many banks make you choose between a great interest rate, no fees, and the ability to bank your way. With the Advantage Account, you get it all. Here are four things you might not know about the Advantage Account.
Set up direct deposit
Get your pay into your account as soon as possible with direct deposit. Give your employer your direct deposit form, which you can download and print from online banking after you sign in.
- Choose your account from the home page
- Select Direct deposit form (PDF) under More.
Transfer your money
To start earning interest on every dollar, the first step is transferring money from your other Canadian bank accounts into your Advantage Account. There are 3 ways to do it:
- Link your accounts at other Canadian banks to your Advantage Account
- Send yourself money using Interac e-Transfer
- Write yourself a cheque
Tip: by linking accounts, you can use our online banking website or mobile app to pull money into your Advantage Account from your other Canadian accounts to get our great interest rate on all your cash.
1. Sign into online banking.
2. Under Money Transfers in the left-side menu, click Link an External Account.
3. Select Get Started and follow the steps to log in and authenticate with your financial institution using Flinks.
4. Once connected, select the account you would like to link.
5. Review the agreement and click Link Account.
6. Your account is now linked. Visit One Time Transfer to make a money transfer.
1. Sign into the Manulife Bank mobile app.
2. Tap Transfers in the bottom menu.
3. Tap Link an external account.
4. Select Get Started and follow the steps to log in and authenticate with your financial institution using Flinks.
5. Once connected, select the account you would like to link.
6. Review the agreement and tap Link Account.
7. Your account is now linked. Visit Transfer money make a money transfer.
Pay your bills
Make a list of all the automatic withdrawals or bill payments from your old account, then add them to your Advantage Account using online banking or the mobile app.
You can also set up recurring payments, so you never miss a due date.
Use your bank card
Getting your PIN
As soon as your account is opened, we’ll mail you a bank card. You’ll receive your PIN separately, within 5 days of getting your card. Once you have your PIN, you can change it at thousands of ATMs across Canada.
Debit purchases
Use your card and PIN to make debit purchases. After your first debit purchase, you can tap to make in-store purchases of up to $250 using Interac® Debit contactless payments. You can also get money with in-store cash back from participating retailers.
Withdrawals and deposits
You can also use your card to withdraw cash from thousands of bank machines across Canada. Withdrawals from ATMs on THE EXCHANGE® Network are free, but ATMs on other networks may charge their own convenience fees.
FAQs
1 Everyday banking fees for ATM cash withdrawals, bill payments, Interac Debit, and Interac e-Transfer transactions are waived when the account balance is $1,000 or more. All other everyday withdrawal and deposit transactions are free at any balance. Other convenience fees may apply to withdrawals made at ATMs that are not part of THE EXCHANGE® Network.
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