Get started with your
Advantage Account

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First steps to using your Advantage Account

Congrats on opening your new Advantage Account! Using your account is simple, and here’s everything you need to do to get started.

Access online banking

If you opened your account online, you can sign in with the password you created when opening your account. If you don’t have a password or can’t remember the one you created, call us at 1-877-765-2265.

See online banking tips

Download our mobile app

Get the Manulife Bank mobile app for your Android or Apple device, and sign in using the same password you set up for online banking. In the app, you can:

  • Check balances and transactions
  • Pay bills
  • Send and receive money using Interac e-Transfer®
  • Transfer money
  • Deposit cheques

For extra security and added convenience, set up Touch ID® or Face ID® on your Apple device, or Fingerprint ID on your Android device.

See mobile banking tips

Go green with e-statements

If you'd like to receive e-statements instead of paper statements, log into online banking and click Statements Preferences from the top-right profile menu to change your preferences.

Put your money to work

Bank for free

Keep a balance of just $1,000 to get free unlimited daily banking, including Interac e-Transfer transactions, Interac® Debit purchases, bill payments, and withdrawals from thousands of ATMs across Canada.1

Additional services like wire transfers and certified cheques are available. Review our services and fees guide for a full list of services and associated fees.

Many banks make you choose between a great interest rate, no fees, and the ability to bank your way. With the Advantage Account, you get it all. Here are four things you might not know about the Advantage Account.

Set up direct deposit

Get your pay into your account as soon as possible with direct deposit. Give your employer your direct deposit form, which you can download and print from online banking after you sign in.

  1. Choose your account from the home page
  2. Select Direct deposit form (PDF) under More.

Transfer your money

To start earning interest on every dollar, the first step is transferring money from your other Canadian bank accounts into your Advantage Account. There are 3 ways to do it:

  • Link your accounts at other Canadian banks to your Advantage Account
  • Send yourself money using Interac e-Transfer
  • Write yourself a cheque

Tip: by linking accounts, you can use our online banking website or mobile app to pull money into your Advantage Account from your other Canadian accounts to get our great interest rate on all your cash.

Pay your bills

Make a list of all the automatic withdrawals or bill payments from your old account, then add them to your Advantage Account using online banking or the mobile app.

You can also set up recurring payments, so you never miss a due date. 

Use your bank card

Getting your PIN

As soon as your account is opened, we’ll mail you a bank card. You’ll receive your PIN separately, within 5 days of getting your card. Once you have your PIN, you can change it at thousands of ATMs across Canada.

Debit purchases

Use your card and PIN to make debit purchases. After your first debit purchase, you can tap to make in-store purchases of up to $250 using Interac® Debit contactless payments. You can also get money with in-store cash back from participating retailers.

Withdrawals and deposits

You can also use your card to withdraw cash from thousands of bank machines across Canada. Withdrawals from ATMs on THE EXCHANGE® Network are free, but ATMs on other networks may charge their own convenience fees.

See bank card tips

FAQs