Accelerated cash back rewards and travel benefits

Your first credit card was for convenience – but now maybe you want more. Superior cash back rewards let your savings add up quickly, and extensive insurance benefits mean you’ll be protected whenever you travel.

Our ManulifeMONEY+™ Visa Infinite* card gives you:

  • Accelerated cash back rewards
  • Extensive travel insurance protection2
  • Exclusive Visa Infinite Benefits3
  • Use Apple Pay, Google Pay™, and Samsung Pay to shop with your smartphone, tablet, or smart watch
  • $5,000 minimum credit limit

No fee cash back Credit Card


Benefits

Rates & fees

Annual fees

$99
for you
(waived for the first year4)
$30
for each additional cardholder

Annual interest rates

19.99%
Purchases
22.99%
Cash advances
1.99%5
Balance transfers for six months
22.99%
Balance transfers after six months

Minimum income requirements

$60,000
individual income, or
$100,000
household income

FAQ

That depends on how much you spend on your card – but cash back adds up fast. For example:

If you spend …    Cash back reward You will save …
$600/month on groceries 3% $216
$5,000/year on travel 2% $100
$1,500/month on everything else 1% $180
Total savings   $496

Your ManulifeMONEY+ Visa cash back rewards are automatically redeemed and posted to your account as Cash Back Rewards in March, June, September, and December of each year. You'll see your rewards appear on your statement in the Transaction Details as a credit amount. Note that cash back rewards do not contribute to your minimum payment, but they do reduce your New Balance for that period.

We use Visa Inc.’s “grocery” classification to determine what qualifies as a grocery store. This category generally includes grocery stores and supermarkets. It may not include wholesale clubs, alcohol retailers, general merchandise merchants, convenience stores, discount retailers, specialty stores (such as fish markets) and health food stores.

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