A premium cash back credit card with protection and perks

Your first credit card was for convenience – but now maybe you want more. Superior cash back rewards let your savings add up quickly, and extensive insurance benefits mean you’ll be protected whenever you travel.

Our ManulifeMONEY™ Visa Infinite* card gives you:

  • Accelerated cash back rewards2
  • Extensive travel insurance protection3
  • Exclusive Visa Infinite Benefits4

You’re eligible if you earn $60,000 a year or your household earns $100,000 a year.

No fee cash back Credit Card


Benefits

Compare our credit cards

Features
& benefits
ManulifeMONEY+ Visa Infinite
Premium cash back card


ManulifeMONEY+ Visa* Platinum
No fee cash back card
Annual fee $99 for you (waived for the first year5) $0 for you
$30 for each authorized user $0 for each authorized user
Cash back 10% at grocery stores for the first 3 statements1, 3% after that2 5% at grocery stores for the first 3 statements9, 2% after that10
2% on hotels and airlines2 1% everything else10
1% on everything else2 x
Manulife One Fee waived for first year, and for future years with $20,000 or more in annual spending7 Fee waived for first year11
Travel3 Travel accident coverage up to $500,000 Travel accident coverage up to $100,000
Emergency medical insurance x
Trip interruption insurance x
Flight and baggage delay insurance x
Rental vehicle damage insurance x
24/7 concierge services4 x
Credit limit $5,000 minimum $1,000 minimum

Rates & fees

Annual Fees

$99
for you (waived for the first year5)
$30
for each authorized user

Annual interest rates

19.99%
Purchases
21.99%
Cash advances
1.99%6
Balance transfers for six months
21.99%
Balance transfers after six months

FAQ

If you spend …    Cash back reward You will save …
$600/month on groceries 3% $216
$5,000/year on travel 2% $100
$1,500/month on everything else 1% $180
Total savings   $496

You can qualify for ManulifeMONEY+™ Visa Infinite with a personal income of $60,000 or a household income of $100,000.

This credit card offers 3% cash back for your first $25,000 in purchases at grocery stores, 2% cash back for your first for your first $25,000 in purchases at hotels and airlines, and 1% cash back for all other purchases. We use Visa Inc.’s “grocery” classification to determine what qualifies as a grocery store. This category generally includes grocery stores and supermarkets. It may not include wholesale clubs, alcohol retailers, general merchandise merchants, convenience stores, discount retailers, specialty stores (such as fish markets) and health food stores.

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Manulife Bank Balance Protection

Challenges are part of life – but if you’re hurt, get sick or lose your job, you may not have enough money to keep up with your credit card payments. With balance protection, you get help making payments so you don’t accumulate as much debt and damage your credit score.

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Manulife One

Banking can get very complicated when you’re managing a mortgage and multiple savings, chequing and line of credit accounts. Combining everything into Manulife One can save you thousands in interest costs – and we’ll waive the account fees for a year if you get our cash back credit card.

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A combined savings and chequing account

Our Advantage Account is a combined savings and chequing account for your everyday banking that gives you a high interest rate on every dollar you deposit. Enjoy the flexibility to bank the way you choose and earn a competitive interest rate on all your money.

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