Cash back rewards and no annual fee

Get cash back rewards on every single purchase

You work hard for your money, and it’s important to get the most out of every purchase. That's why the ManulifeMONEY+™ Visa* Platinum Card gives you cash back for every tap, swipe, and online checkout – with no annual fee.

Our no annual fee ManulifeMONEY+ Visa Platinum cash back credit card gives you:

No fee cash back Credit Card


Rates & fees

Annual fees

for you
for each additional cardholder

Annual interest rates

Cash advances
Balance transfers for six months
Balance transfers after six months


Cash back rewards and Savings?
If you spend …    Cash back reward You will save …
$400/month on groceries 2% $96
$1,000/month on everything else 0.5% $60
Total savings   $156

We use Visa Inc.’s “grocery” classification to determine what qualifies as a grocery store. This category generally includes grocery stores and supermarkets. It may not include wholesale clubs, alcohol retailers, general merchandise merchants, convenience stores, discount retailers, specialty stores (such as fish markets) and health food stores.

Your ManulifeMONEY+ Visa cash back rewards are automatically redeemed four times a year. The money will be automatically posted to your account as Cash Back Rewards in March, June, September, and December. You'll see your rewards appear on your statement in the Transaction Details as a credit amount. Note that cash back rewards do not contribute to your minimum payment, but they do reduce your New Balance for that period.

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Manulife One

Banking can get very complicated when you’re managing a mortgage and multiple savings, chequing and line of credit accounts. Combining everything into Manulife One can save you thousands in interest costs – and we’ll waive the account fees for a year if you get our cash back credit card.

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A combined savings and chequing account

Our Advantage Account is a combined savings and chequing account for your everyday banking that gives you a high interest rate on every dollar you deposit. Enjoy the flexibility to bank the way you choose and earn a competitive interest rate on all your money.