Get cash back rewards on every single purchase

You work hard for your money, and it’s important to get the most out of every purchase. That's why the ManulifeMONEY+™ Visa* Platinum Card gives you cash back for every tap, swipe, and online checkout – with no annual fee.

Our no annual fee ManulifeMONEY+ Visa Platinum cash back credit card gives you:

  • Cash back rewards with no annual fee
  • Purchase protection and extended warranty insurance2
  • Worldwide acceptance
  • Use Apple Pay, Google Pay™, and Samsung Pay to shop with your smartphone, smart watch, or tablet

No fee cash back Credit Card


Benefits

Compare our credit cards

Features
& benefits
ManulifeMONEY+ Visa Platinum
No fee cash back card
ManulifeMONEY+ Visa Infinite
Premium cash back card


Special introductory offers 5% at grocery stores for your first 3 statements1 10% at grocery stores for your first 3 statements7
1.99% interest on balance transfers for the first six months3 $99 annual fee is waived for the first year8
  1.99% interest on balance transfers for the first six months3
Cash back 2% cash back at grocery stores after your first 3 statements5 3% cash back at grocery stores after your first 3 statements9
1% on everything else9 2% on travel (airlines, hotels, and cruises)9
  1% on everything else9
Annual fee $0 $99
$0 for each additional cardholder $30 for each additional cardholder
Manulife One Monthly fee waived for the first year you’re an active cardholder year3 Monthly fee waived for the first year you’re an active cardholder, and for future years with $20,000 or more in annual spending10

Insurance and coverage

Purchase protection: replacement coverage for loss, theft, or damage within 90 days of purchase2 Purchase protection: replacement coverage for loss, theft, or damage within 90 days of purchase2
Extended warranty: you’ll get up to one year of extra protection beyond the manufacturer’s warranty2 Extended warranty: you’ll get up to one year of extra protection beyond the manufacturer’s warranty2
Travel accident insurance: if you're seriously injured on a trip, we're here to help2 Travel accident insurance: if you're seriously injured on a trip, we're here to help2
Zero liability from Visa: in case of fraud, you won’t pay for any unauthorized transactions on your credit card6 Emergency medical insurance: when you travel outside your home province, you’re covered2
  Trip interruption insurance: if you’re ill or injured, we’ll help you get home2
  Flight & baggage delay insurance: if you or your bags don’t get to the right place, we’ll help cover meals, accommodation, and more2
  Rental vehicle damage insurance: if you rent a car, we’ll save you the cost of the rental agency’s Collision Damage Waiver or Loss Damage Waiver2
  Zero liability from Visa: in case of fraud, you won’t pay for any unauthorized transactions on your credit card6
  Visa Infinite benefits: 24/7 Visa concierge services, exclusive access to more than 900 luxury hotel properties, invitations to culinary explorations, and more11
Minimum annual income $12,000 household $60,000 individual or $100,000 household
Credit limit $1,000 minimum $5,000 minimum

Rates & fees

Annual fees

$0
for you
$0
for each additional cardholder

Annual interest rates

19.99%
Purchases
22.99%
Cash advances
1.99%3
Balance transfers for six months
22.99%
Balance transfers after six months

FAQ

If you spend …    Cash back reward You will save …
$400/month on groceries 2% $96
$1,000/month on everything else 1% $120
Total savings   $216

This credit card offers 2% cash back for your first $15,000 in purchases at grocery stores and 1% cash back for all other purchases. We use Visa Inc.’s “grocery” classification to determine what qualifies as a grocery store. This category generally includes grocery stores and supermarkets. It may not include wholesale clubs, alcohol retailers, general merchandise merchants, convenience stores, discount retailers, specialty stores (such as fish markets) and health food stores.

Your ManulifeMONEY+ Visa cash back rewards are automatically redeemed four times a year. The money will be automatically posted to your account as Cash Back Rewards in March, June, September, and December. You'll see your rewards appear on your statement in the Transaction Details as a credit amount. Note that cash back rewards do not contribute to your minimum payment, but they do reduce your New Balance for that period.

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Manulife One

Banking can get very complicated when you’re managing a mortgage and multiple savings, chequing and line of credit accounts. Combining everything into Manulife One can save you thousands in interest costs – and we’ll waive the account fees for a year if you get our cash back credit card.

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