Find the account that’s right for you
Our bank accounts offer high interest rates and easy access to your money.
* 5.00% promotional rate is for new deposits to a new personal, non-registered, Canadian-dollar Advantage Account. The promotional interest rate is made up of the regular posted annual variable interest rate of 2.85% and the variable annual promotional rate of 2.15%. Interest is calculated daily and paid monthly beginning on the date the account is opened and continuing 120 days (4 months) on net new deposits to a maximum of $500,000. Any change to the regular interest rate will result in a corresponding change to the promotional interest rate. The offer is limited to one account per client and cannot be combined with other offers. The offer and rates are as of May 24, 2023 and subject to change without notice. Click here for full terms and conditions.
1 Interest is calculated daily on the total daily balance and paid monthly. Rate is subject to change without notice.
2 Everyday banking fees for ATM cash withdrawals on THE EXCHANGE® Network, Interac® Debit card purchases, bill payments, and sending money using Interac e-Transfer are waived when the account balance is $1,000 or more. All other everyday withdrawal and deposit transactions are free at any balance. Other fees may apply.
3 Unlimited transactions, including Interac Debit card purchases, Interac e-Transfer transactions, bill payments, and ATM cash withdrawals on THE EXCHANGE® Network, are covered in the monthly fee. At the end of every month, if the balance in your High Interest Savings Account is $100 higher than the balance on the last day of the previous month, we’ll waive the monthly package fee. Other fees may apply.
®Trademark of Interac Corp. Used under license.
Fiserv EFT is the owner of THE EXCHANGE® trademark and its associated rights. Fiserv EFT has granted FICANEX® the exclusive right to use, market and sublicense THE EXCHANGE® trademark and the intellectual property rights associated with the operation of THE EXCHANGE® Network throughout Canada. Manulife Bank of Canada is an authorized user of the mark.
Manulife Bank is a member of the Canada Deposit Insurance Corporation (CDIC), which means your deposits are eligible for CDIC deposit insurance protection. Visit cdic.ca for information on eligible deposits.
At Manulife Bank, we believe financial professionals can help Canadians make their money work harder. Whether you’re saving or investing, an advisor can help you choose the bank account that’s best for you, help you open the account and make sure the account fits your overall financial plan.
Opening a bank account online can take as little as five minutes and you’ll need your Social Insurance Number (SIN), contact information and current employment information. You must be 18 years of age or older to apply.
Yes! We offer the Advantage Account—which might be a good fit for you. The Advantage Account pays daily high interest on every dollar you deposit, with no minimum balance required.1
There is no monthly fee for the Advantage Account, although some transaction fees may apply. And you get free unlimited everyday banking when you keep just $1,000 in your account.2