Find the account that’s right for you
Our bank accounts offer high interest rates and easy access to your money.
FAQ
At Manulife Bank, we believe financial professionals can help Canadians make their money work harder. Whether you’re saving or investing, an advisor can help you choose the bank account that’s best for you, help you open the account and make sure the account fits your overall financial plan.
Opening an account online is easy and can take as little as five minutes! If you’re new to Manulife Bank, we’ll ask you to have the following information ready:
A valid email address or your existing Manulife ID login credentials
Your Social Insurance Number (SIN)
A government issued Photo ID or your digital banking credentials with another major Canadian financial institution (we can securely verify your identity by having you sign into your account at another financial institution)
Banks are required by law to ask for your Social Insurance Number (SIN) when you open a savings account.
* 3.75% promotional interest is for new deposits to Tax-Free Advantage Accounts and Registered Advantage Accounts. The promotional interest rate is made up of the regular posted variable annual interest rate of 1.05% and the variable annual promotional rate of 2.70%. Interest is calculated daily and paid monthly from December 10, 2025 to April 30, 2026 on net new deposits received between December 10, 2025 to March 13, 2026 up to a maximum of $250,000 or subject to each individual’s contribution limit. Any change to the regular interest rate will result in a corresponding change to the promotional interest rate. The offer and rates are as at December 10, 2025 and subject to change without notice. Click here for full terms and conditions and visit manulifebank.ca for current rates.
1 Interest is calculated daily on the total daily balance and paid monthly. Rate is subject to change without notice.
2 Everyday banking fees for ATM cash withdrawals on THE EXCHANGE® Network, Interac® Debit card purchases, bill payments, and sending money using Interac e-Transfer are waived when the account balance is $1,000 or more. All other everyday withdrawal and deposit transactions are free at any balance. Other fees may apply.
®Trademark of Interac Corp. Used under license.
Fiserv EFT is the owner of THE EXCHANGE® trademark and its associated rights. Fiserv EFT has granted FICANEX® the exclusive right to use, market and sublicense THE EXCHANGE® trademark and the intellectual property rights associated with the operation of THE EXCHANGE® Network throughout Canada. Manulife Bank of Canada is an authorized user of the mark.
Manulife Bank is a member of the Canada Deposit Insurance Corporation (CDIC), which means your deposits are eligible for CDIC deposit insurance protection. Visit cdic.ca for information on eligible deposits.