¹ Interest is calculated daily on the total daily balance and paid monthly. Rate is subject to change without notice.

* Everyday banking fees for ABM cash withdrawals, Interac direct payments (debit), Interac e-Transfer® and bill payments are waived when the account balance is $1,000 or more. All other everyday withdrawal and deposit transactions are free at any balance. Other convenience fees may apply to withdrawals made at ABMs that are not part of THE EXCHANGE^® Network.

Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.