Maximize your money with the All-In Banking Package

It’s time for you to be rewarded for spending money and for saving it. The Manulife All-in Banking PackageTM gives you an everyday bank account, high-interest savings, a no-fee cash back credit card, and travel insurance, wrapped into one amazing mobile experience.

All that for just $10 a month. Want no-fee banking? We’ll rebate the $10 fee each month that you save $100 or more!1


High-interest Savings Account rate2

Special offer: get one year of Amazon Prime on us

One year of Amazon Prime is yours when you use your All-In Banking Package. Already an Amazon Prime member? Your next year is still on us.3

To get Amazon Prime on us, simply make 10 or more purchases in each of the first two full months.4

Here’s what the package includes:

  • Everyday Banking Account: unlimited e-Transfers, debit purchases, bill payments, and withdrawals
  • High-Interest Savings Account: earn high interest on every dollar you save
  • No-fee cash back credit card: unlimited cash back rewards on every dollar and shop using Apple Pay, Google Pay™, and Samsung Pay with the no-annual fee Visa* card5, 6
  • Innovative savings tools: reach your financial goals with automated savings tools and a virtual financial assistant
  • Travel insurance: stay covered while you’re abroad with $10,000 of annual travel disruption insurance7
  • Secured overdraft: in case you face any unexpected expenses, secured overdraft can help you avoid NSF fees8
Girl tablet on staircase.


Rates & fees

Bank account rates

High-Interest Savings Account rate: 1.20%2
Everyday Banking Account rate: 0%
Secured overdraft rate: 15%8

Credit card rates

ManulifeMONEY+ Visa Platinum Card cash back rates
5% cash back at grocery stores for your first 3 statements10
2% cash back at grocery stores after your first 3 statements6
1% cash back on everything else6
ManulifeMONEY+ Visa Platinum Card annual interest rates
Purchases: 19.99%
Cash advances: 22.99%
Balance transfers for the first six months: 1.99%11
Balance transfers after the first six months: 22.99%

Everyday Banking Account fees

Monthly fee: $10
At the end of every month, if your High-Interest Savings Account balance is $100 higher than it was on the last day of the previous month, we’ll waive the monthly fee.

Other services and fees include:

Services Fees
Transferring money from your account at another Canadian bank No charge
Direct deposit No charge
ABM deposits No charge
Mobile cheque deposit No charge
Services Fees
Sending Interac e-Transfers®12 No charge
Debit card purchases No charge
Withdrawals in Canada at ABMs that are part of THE EXCHANGE® Network No charge
Withdrawals in Canada at ABMs that aren't part of THE EXCHANGE® Network* $1.50
ABM withdrawals outside of Canada* $3.00
Pre-authorized withdrawals No charge
Transferring money to your account at another Canadian bank No charge
Bill payments No charge

*Note that ABMs that aren't part of THE EXCHANGE® Network may charge their own convenience fees for withdrawals.

ManulifeMONEY+ Visa Platinum Card annual fees

$0 for you    |    $0 for each additional cardholder


Manulife Bank is a member of the Canada Deposit Insurance Corporation (CDIC), which means your deposits are eligible for CDIC deposit insurance protection. Visit for information on eligible deposits.



Savings Sweeps can make it easier for you to reach your savings goals. Simply choose how much money you want to keep in your everyday banking account and the rest will be moved to your savings account at the end of each day. Remember, if you grow the balance of your savings account by $100 each month, we’ll waive your monthly banking fee!

When you don’t have enough available cash in your Everyday Banking account, but you do have money in your High-Interest Savings Account (HISA), secured overdraft can help you avoid non-sufficient funds (NSF) charges if you forget about an automatic withdrawal or an unexpected expense pops up.

Your secured overdraft limit is 75% of the balance in your HISA. For example, if you have $1,000 in your HISA, you can overdraw your Everyday Banking Account by up to $750. The maximum secured overdraft limit is $5,000, with a 15% interest rate that’s calculated daily. However, there are no daily or per use fees.

The Manulife All-In Banking Package is a bundle and can’t be applied for as separate products. 

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