Try our easy to use mortgage calculator to determine what you can afford, and estimate what your expected payments may be.
FAQ
Locking in some or all of your debt at a fixed rate might be a good option if you're concerned that variable interest rates are heading up.
If you have a Manulife One mortgage, sign into your account, click Open Sub Account from the menu on the left side of the screen, then follow the steps provided.
If you have a Manulife Bank Select mortgage, please send us an email at manulife_bank@manulife.ca with your request, the best time for us to reach you, and a mortgage specialist contact you.
Your options for changing the date you make your mortgage payment will depend on what kind of mortgage you have:
If you have a Manulife One account:
- If you have a closed-term sub-account, you can only make payments monthly, and your payment will be automatically taken from your Main Account on the last day of each month. Unfortunately, this can't be changed.
- For your Main Account, you can make payments (deposits) whenever you wish.
If you have another type of Manulife Bank mortgage:
- You can change your payment to be on whatever date you choose. We'll just need to get the details from you. First, confirm your contact information has your current email address on file. Then, email manulife_bank@manulife.ca with the details of your payment change and we'll be in touch to confirm.
If you have a Manulife One account, you can increase or decrease the amount you make into your Main account at any time, as long as you don't exceed your borrowing limit.
For Manulife One fixed-term sub-accounts and all other Manulife Bank mortgages, please give us a call at 1-877-765-2265. We'll let you know what your options are and, if possible, make the change for you.
At Manulife Bank, we pride ourselves on offering competitive rates.
If you'd like to review rate options on your Manulife Bank mortgage, please give us a call at 1-877-765-2265.
Learn more
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This report and all calculations within it are based on the assumptions you provided and are for illustrative purposes only and not a guarantee of future results. Since your specific situation may differ from this illustration, it is important that you review your situation with a Manulife Bank representative.