#mybankingtruth social media contest

1.    ELIGIBILITY
Anyone can participate in the contest. However, to be eligible to win a prize, a participant must be a resident of Canada (excluding Quebec) who has reached the age of majority in their province of residence. A person is not eligible to win a prize if they live in Quebec; if they, their spouse, child or parent or a person they are domiciled with is an employee of Manulife, Manulife Bank or a subsidiary or affiliate of Manulife or its promotional or advertising agencies; or if they submitted the same photo(s) and description(s) to any of Manulife Bank’s past social media contests.

2.    PROMOTIONAL PERIOD
Promotional period begins on Feb. 19, 2019 at 8 a.m. Eastern Time (ET), and ends March 3, 2019 at 11:59 p.m. ET (“promotional period”). To be eligible to win, your entry must be submitted online and received by no later than 11:59 p.m. ET March 3, 2019, the “contest closing date”.

3.    ENTRY
No purchase necessary to enter or win. A maximum of three (3) entries per person is permitted. All eligible individuals who participate in the social media contest by posting a photo with a comment as described below, including the hashtag #mybankingtruth and the tag @Manulife, by the contest closing date will be automatically entered into the contest. Each post will be considered a single entry for purposes of the contest.
To enter the contest, you must:

a. Have or open a Twitter, Facebook and/or Instagram account;

b. Become a follower of @Manulife on Twitter, “Like” the Manulife Facebook page and/or follow Manulife on Instagram;

c. On either Twitter or Instagram, post a picture that represents your Manulife Bank account experience, along with a creative description of your photo. Tag the photo with @Manulife in your comments; include the hashtag #mybankingtruth;

d. Or, post a photo to Manulife’s Facebook page (i.e. wall), along with a creative description of your photo. Tag the photo with @Manulife in your comments; include the hashtag #mybankingtruth;

e. Conform, as applicable, to the Twitter restrictions (280 characters including a #), Facebook requirements and Instagram rules; and

f. Follow the Twitter Rules found at twitter.com, Facebook terms of use at facebook.com or the Instagram terms of use at instagram.com, as applicable.

All submitted entries must meet the following criteria:

a. The photo must be original and taken solely by you; modifying someone else’s work is not considered an original photo for the purposes of this contest.

b. It must not violate the rights of any third party. For example, your photo must not violate the copyrights of another party or defame, infringe or violate publicity or privacy rights of any person, living or deceased, or contain disparaging images or remarks about Manulife or its products.

c. Your photo must not contain trademarks, logos or trade dress owned by anyone other than Manulife or advertise or promote any brand or product of any kind.

d. Your photo cannot have been published, used commercially, submitted to another competition or contest, or won any other award.

e. Your photo must be in good taste and in keeping with Manulife Bank’s image as determined by Manulife and Manulife Bank, in their sole and absolute discretion.

Online access is required to participate in this contest. Many public libraries, retail businesses and others offer free access to computers and Internet service.

4.  VOTING PERIOD
Manulife Bank will choose five (5) photos from entries received by the contest closing date that best reflect the benefits of Manulife Bank products and services and verify the contest eligibility of each submission. Those entries will be presented as a photo album on Manulife’s Facebook page, inviting followers to vote on (i.e. use the ‘like’ feature) their favourite photos between 8 a.m. March 4, 2019 and 11:59 p.m. March 5, 2019.

The top three winning photos will be announced on Facebook, Twitter and Instagram on March 6, 2019. The winners will be contacted by direct message through the social media channel they used to submit their entries. If, after making such efforts as Manulife Bank in its sole discretion deems reasonable, a winner cannot be contacted through direct message within ten (10) business days of March 6, 2019, or if Manulife Bank determines a winner is ineligible to win a prize, that photo entry will be disqualified and the photo entry with the next highest number of votes (i.e. ‘likes’) will move up, generating new second and third-place winners.

Once contacted, the winners will be required to correctly answer, unaided, a time-limited mathematical skill-testing question, to be administered by Manulife Bank. If the skill-testing question is not answered correctly, a new potential winner will be selected from the remaining eligible contest entries. This process will repeat until a potential winner, who has complied with these rules, is successfully contacted and correctly answers the skill-testing question – thereby deeming them a contest winner.

5. PRIZES & ODDS OF WINNING
The contest winners will receive cash prizes (“the prizes”) of:

• First place: $500
• Second place: $300
• Third place: $200

The winners will qualify to win the prizes, provided they comply with these rules. The prizes must be accepted as awarded. There is one prize to be awarded to each winner.

Odds of winning depend on the total number of entries received in each category and the voting choices of Manulife’s social media followers during the official voting period.

Contest participants may also be contacted by Manulife Bank at a later date to discuss the opportunity of sharing their personal banking stories as part of a promotional video(s).

6. GENERAL CONDITIONS
a. Manulife Bank, the contest sponsor, reserves the right to terminate or alter this contest at any time or alter the contest rules without prior notice. 

b. The declared winners agree to sign Manulife Bank’s standard declaration and release form confirming compliance with the rules and regulations and waiving any liability of Manulife and Manulife Bank, their directors, officers, employees, and agents, affiliates and advisors with regard to injury, accident, or loss or damage of any kind arising out of participation in this promotion or acceptance of the prizes as awarded. If a declared winner is determined to be ineligible by Manulife Bank, or fails to return the completed declaration and releases as required within 15 days of notification, Manulife Bank may declare the prize to be forfeited and a new winner may be selected and contacted in accordance with rule #4 above, which process will repeat until a new winner is declared who complies with all rules and conditions of this contest.

c. Manulife Bank assumes no responsibility for entries that are lost, stolen, delayed, damaged or misdirected either prior to or after delivery of the entry to Manulife.

Entries are subject to verification and will be declared invalid if they are or become illegible, mechanically reproduced, mutilated, forged, falsified, altered or tampered with in any way. Entrants agree to abide by these contest rules and the decisions of Manulife, which are final. All entries become the property of Manulife Bank and will not be returned.

d. By entering the contest, each contest entrant consents to the use of their social media username, submitted content including photos and descriptions if applicable, without further compensation, in any advertising or publicity as may be carried out by Manulife Bank in its sole discretion.

e. By accepting the prizes, the winners consent to the use of their names, addresses and/or photographs, without further compensation, in any advertising or publicity as may be carried out by Manulife Bank in its sole discretion.

f. If Manulife Bank determines that potential contest entrants are experiencing difficulty or are prevented from entering the contest due to technical difficulties, Manulife Bank may, without notice to any entrant or potential entrant, extend the contest for such period of time as Manulife Bank deems appropriate in the circumstances.

7.  Winners List
To obtain a list of the prize winners, email your request to mbc_marketing@manulife.com. Requests for the name(s) of winner(s) must be received within 90 days of the contest closing date, March 6, 2019.

Privacy Statement: As a leading financial services provider, we respect your privacy. Our privacy statement can be accessed online at: manulifebank.ca . All information is confidential and will not be sold or shared with a third party.