Voiceprint privacy statement
At Manulife Bank of Canada1, we respect your privacy
The information we collect
Our voiceprint program uses advanced biometric voice verification technology. Biometric verification uses one or more of a person’s unique physical or behavioural characteristics to identify them. Common types of biometrics include fingerprint, palm print, iris scan and voice recognition. Our voiceprint program uses voice recognition biometrics to assign a mathematical model to your voice to create a secure method for accessing your personal information when you call us.
You enrol in the voiceprint password program by recording your voice repeating a specific phrase in our Interactive Voice Response (IVR) system. By doing so, you consent to us using your voiceprint password to confirm your identity. By using voiceprint passwords, our goal is to make it simpler for you to do business with us , while better protecting both you and us against fraud, misrepresentations and other errors.
We will only collect information that is pertinent and consistent with the purposes of the collection.
How we use your voiceprint
Your voiceprint is a numeric sequence that represents the features of your voice saying a specific phrase. Once you have enrolled in the program, each time you call us we will compare your voice against this stored numeric sequence. If they match, you are authenticated and transferred to one of our representatives or to an IVR self-service function. Your voiceprint will only ever be used to confirm your identity and replaces other methods of verification such as questions asked by one of our representatives.
Your unique voiceprint cannot be used to reverse engineer, reuse or recreate your voice. Your voiceprint is encrypted kept in our secure database.
Your voiceprint will only be accessible by:
- Our employees who need the information in the performance of their duties for us
- Our affiliates, to:
- resolve your concerns about any related products and services with us
- assist in other required investigations
- Service providers who need the information in the performance of their duties for us, and to satisfy their obligations to us
- Anyone who is otherwise authorized by law
In some cases, your voiceprint will be provided to these people and service providers in other provinces or jurisdictions outside Canada, and would therefore be subject to the laws of those provinces or jurisdictions.
It’s your choice
You may withdraw your consent for us to use your voiceprint but doing so will prevent you from using the voiceprint password system in the future, unless you re-enrol. This means you will be authenticated using the verification questions asked by our representatives when you call us for account information.
If you choose to withdraw your consent for any reason, your voiceprint will be de-activated and retained as required or permitted by law.
1 Manulife Bank of Canada applies to “Manulife Bank” or “the Bank” and its wholly owned subsidiary, Manulife Trust Company (“MTC” or the “Trust Company”). Unless specifically mentioned otherwise, all references to the Bank include its subsidiary, Manulife Trust Company.
2 Affiliated companies include The Manufacturers Life Insurance Company (“Manulife”) – Canadian Division Operations, Manulife Securities Inc., Manulife Securities Investment Services Inc., Manulife Securities Insurance Inc., Manulife Mutual Funds and First North American Insurance Company.