We’re here to help your business

To ensure our small business and not-for-profit customers have the money they need to cover operating costs where revenues have been reduced due to COVID-19, the Canada Emergency Business Account (CEBA) program is providing loans of up to $40,000.

To apply for a CEBA loan, Manulife Bank must be the primary bank for your business activities. Typically, this means the majority of your business financial transactions go through your Manulife Bank account, including payroll, bills, etc. If your primary operating account is with another bank, you should apply for a CEBA loan through that bank. 

Before applying for the CEBA, read this article to understand the program details, repayment terms, and eligibility requirements.

Note: if you are a signing authority for multiple businesses and would like to apply for a CEBA loan for each business, please submit a separate application for each.

Start your CEBA loan application

There are two streams for CEBA applications, depending on your business’ total wages paid in 2019:

Form A: Your business paid between CAD $0 and $19,999 in total employment income in 2019 and had non-deferrable expenses between CAD $40,000 and $1,500,000.

Form B: Your business paid between CAD $20,000 and $1,500,000 in total employment income in 2019.

Note: Both applications are for the same CEBA loan amount. This just helps us sort and process your application correctly.

Form A:
My 2019 payroll was between
$0 and $19,999

Note: You must provide proof of expenses between $40,000 and $1,500,000 

Form B:
My 2019 payroll was between
$20,000 and $1,500,000

Note: You must provide a 15-digit Business Payroll Number, which includes “RP”. We can’t accept payroll numbers with “RC” or “RT”.