Whether you’re paying a friend for lunch, sending money to family, or pitching in towards a gift, sending money using Interac e-Transfer is quick and easy. It's always free to receive money via Interac e-Transfer, but fees may apply to send money.
What does it cost to send money using Interac e-Transfer?
The cost depends on the account you use to send the money:
Account
Cost per Interac e-Transfer transaction
Manulife One
$0
Manulife Bank Select (monthly plan)
$0 for the first 3 Interac e-Transfer transactions sent each month, $1 per transaction after that
Manulife Bank Select (pay per transaction)
$1
All-in Banking Package
$0
Advantage Account (Canadian dollar only)
$0 if your balance is at least $1,000. If not, it is $1 per Interac e-Transfer transaction
Business Advantage Account (Canadian dollar only)
$1
Access Line of Credit
$1
Access Line of Credit Plus
$1
How much money can I send?
Sending money
Limit
Minimum per Interac e-Transfer transaction
$10
Maximum per Interac e-Transfer transaction
$3,000
24 hours
$3,000
7 days
$10,000
30 days
$20,000
How much money can I receive?
Receiving money
Limit
Minimum per Interac e-Transfer transaction
n/a
Maximum per Interac e-Transfer transaction (no daily limit)
