Interac e-Transfer® fees and limits

Whether you’re paying a friend for lunch, sending money to family, or pitching in towards a gift, Interac e-Transfers make it quick and easy to move money. It's always free to receive an Interac e-Transfer, but fees may apply to send one.

What does it cost to send an Interac e-Transfer?

The cost depends on the account you use to send your Interac e-Transfer:

Account   Cost per transfer
Manulife One $0
Manulife Bank Select (monthly plan) $0 for the first 3 Interac e-Transfers sent per month, $1 per transfer after that
Manulife Bank Select (pay per transaction) $1
All-In Banking Package $0
Advantage Account (Canadian dollar only) $0 if your balance is at least $1,000. If not, it is $1 per transfer
Business Advantage Account (Canadian dollar only) $1
Access Line of Credit $1
Access Line of Credit Plus $1

How much money can I send?

Sending money Limit        
Minimum per transfer $10
Maximum per transfer $3,000
24 hours $3,000
7 days $10,000
30 days $20,000

How much money can I receive?

Receiving money Limit
Minimum per transfer n/a
Maximum per transfer $10,000
24 hours $10,000
7 days $70,000
30 days $300,000