Interac e-Transfer® transaction fees and limits

Whether you’re paying a friend for lunch, sending money to family, or pitching in towards a gift, sending money using Interac e-Transfer is quick and easy. It's always free to receive money via Interac e-Transfer, but fees may apply to send money.

What does it cost to send money using Interac e-Transfer?

The cost depends on the account you use to send the money:

Account   Cost per Interac e-Transfer transaction
Manulife One $0
Manulife Bank Select (monthly plan) $0 for the first 3 Interac e-Transfer transactions sent each month, $1 per transaction after that
Manulife Bank Select (pay per transaction) $1
All-In Banking Package $0
Advantage Account (Canadian dollar only) $0 if your balance is at least $1,000. If not, it is $1 per Interac e-Transfer transaction
Business Advantage Account (Canadian dollar only) $1
Access Line of Credit $1
Access Line of Credit Plus $1

How much money can I send?

Sending money Limit        
Minimum per Interac e-Transfer transaction $10
Maximum per Interac e-Transfer transaction $3,000
24 hours $3,000
7 days $10,000
30 days $20,000

How much money can I receive?

Receiving money Limit
Minimum per Interac e-Transfer transaction n/a
Maximum per Interac e-Transfer transaction (no daily limit) $25,000