There are many reasons you might want to refinance or increase your mortgage. Maybe you want to tap into the equity you’ve built up in your home or consolidate debt. Perhaps you want to switch to a fixed or variable rate, take advantage of lower rates, or change your amortization period.

  • Tap into the equity you’ve built up in your home
  • Consolidate debt
  • Take advantage of lower rates
  • Convert to a fixed-rate or variable-rate
  • Change your amortization timeline

Whatever the reason, refinancing/increasing your mortgage can be a great way to reach your financial goals. And applying to make the change is easy: you can apply to refinance/increase your mortgage online or through our mobile app.

 

Apply for a mortgage increase online

  1. Sign into online banking
  2. In the left-hand navigation menu, under the Account Services section, select Request a mortgage increase
  3. Review your contact information, including your phone number and email address. If your contact information needs to be updated, you can do so through the View & manage my contact info option under My Profile in the left-hand navigation menu.
  4. Select the account you want to request an increase on (if you have more than one)
  5. Complete the required questions and click Next
  6. Review your responses
  7. Click Confirm

Apply for a mortgage increase in our mobile app

  1. Download the Manulife Bank app for your Apple or Android device and sign into the app
  2. Tap More in the main menu, then More Bank Services, then Request a Mortgage Increase
  3. Review and update your contact information, including your phone number and email address
  4. Select the account you want to request and increase on (if you have more than one)
  5. Complete the required questions
  6. Review your responses
  7. Tap Confirm

What comes next?

After you apply, we’ll reach out in one to two business days to review your application. We may need additional information to finalize the changes to your mortgage.