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What you get with the All-In Banking Package

Unlimited daily bank account

Spend, send, and pay bills with unlimited transactions (including e-Transfers!) and 3,500+ fee-free ABMs across Canada.

High-interest savings account

Reach your goals faster with 0.15% interest on your savings2, and tools to help you save more.

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Virtual financial assistant

Get spending insights and learn about personal finance from MAI, your AI-powered financial sidekick.

Automated savings tools

Earn more interest with Savings Sweeps, which automatically moves excess money into your savings account each night.

 

Here's what makes the All-In Banking Package so awesome

  The All-In Banking Package Traditional unlimited bank account

Monthly fee

$10 $14.95+

Free banking

Save just $100 each month to waive the monthly fee Need to maintain a high minimum daily balance of $3,000 to $5,000 to waive the monthly fee

Unlimited e-Transfers

Yes Yes

Savings account

Earn interest on every dollar you save Zero or low interest with high balance requirements

Travel disruption insurance

$10,000 of coverage3 Not included

Virtual financial assistant

Yes Some banks

Customizable auto-savings tools

Yes No

Secured overdraft4

Yes No
Here’s what makes the All-In Banking Package so awesome

Monthly fee

$10

Free banking

Save just $100 each month to waive the monthly fee

Unlimited e-Transfers

Yes

Savings account

Earn our everyday high rate of interest on every dollar you save

Travel disruption insurance

$10,000 of coverage3

Virtual financial assistant

Yes

Customizable auto-savings tools

Yes

Secured overdraft4

Yes

Monthly fee

$14.95+

Free banking

Need to maintain a high minimum daily balance of $3,000 to $5,000 to waive the monthly fee

Unlimited e-Transfers

Yes

Savings account

Zero or low interest with high balance requirements

Travel disruption insurance

Not included

Virtual financial assistant

Some banks

Customizable auto-savings tools

No

Secured overdraft4

No

One year of Amazon Prime is yours when you use your All-In Banking Package. Already an Amazon Prime member? Your next year is still on us.

To get Amazon Prime on us, simply make 5 or more purchases or bill payments in each of the first two full months.

For example, if your banking package was opened in September – whether it’s September 1st or September 30th – you’ll have to make 5 purchases or online bill payments in both October and November to qualify. If you qualify, we’ll email you an Amazon claim code with instructions on how to redeem it.

Here’s what others are saying about our award-winning iOS and Android apps

Did we mention it’s Canada’s top-rated bank app in the App Store?

4.8
out of 5*

 

The All-In Banking Package gives you everything you need to bank smarter for just $10 a month. And if your High-Interest Savings Account balance is just $100 higher at the end of every month than it was on the last day of the previous month, we’ll waive the monthly fee.

There are some additional fees for things including making withdrawals at bank machines that aren’t part of our network or using your card outside of Canada. Here’s a full list of the services and fees associated with the All-In Banking Package.

Yes, you can! We know how handy cheques can be sometimes. If you're ordering cheques for the first time on this account, or if your name or address has changed since the last cheque order, please give us a call at 1-877-765-2265. Otherwise, you can order cheques from within your online account or from our mobile app.

Savings Sweeps can make it easier for you to reach your savings goals. Simply choose how much money you want to keep in your everyday banking account and the rest will be moved to your savings account at the end of each day. Remember, if you grow the balance of your savings account by $100 each month, we’ll waive your monthly banking fee!

When you don’t have enough available cash in your Everyday Banking account, but you do have money in your High-Interest Savings Account (HISA), secured overdraft can help you avoid non-sufficient funds (NSF) charges if you forget about an automatic withdrawal or an unexpected expense pops up.

Your secured overdraft limit is 75% of the balance in your HISA. For example, if you have $1,000 in your HISA, you can overdraw your Everyday Banking Account by up to $750. The maximum secured overdraft limit is $5,000, with a 15% interest rate that’s calculated daily. However, there are no daily or per use fees.

Travel disruption insurance will get you home if an emergency (including schedule delays, government advisories, an unexpected medical situation, and a variety of other reasons) happens while you're travelling. Travel disruption insurance covers up to $10,000 per account year ($2,000 year per trip) towards non-refundable costs like flights, hotels, Airbnbs, pre-paid tickets/tours, and many other travel expenses. Check out the insurance policy certificate for more details. Subject to limitations and exclusions.

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Manulife Bank of Canada is a member of the Canada Deposit Insurance Corporation (CDIC), which means your deposits are eligible for CDIC deposit insurance protection. Visit cdic.ca for information on eligible deposits.

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