Maximize your money and get all the perks

Unlimited daily bank account2

Spend, send, and save with unlimited transactions (including e-Transfers!) and fee-free use of over 3,500 ABMs across Canada.

High-interest savings account

Reach your goals faster with 0.30% interest on your savings, and tools to help you save more.3

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Your financial sidekick

Get spending insights and learn about personal finance from MAI, your AI-powered financial assistant

Travel insurance

Explore the world and know you’re protected with $10,000 of annual travel disruption insurance.4

All that for just $10 a month. Want no-fee banking? We'll rebate the $10 fee each month that you save $100 or more!2

Complete list of services and fees

Spend smarter, save easier, and manage debt better.

Innovative saving tools, personalized insights, and a virtual financial assistant, all wrapped into one amazing mobile experience.

That is the Manulife All-In Banking Package.

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Get a year of Amazon Prime

One year of Amazon Prime is yours when you use your All-In Banking Package. Already an Amazon Prime member? Your next year is still on us.

To get Amazon Prime on us, simply make 5 or more purchases or bill payments in each of the first two full months.6

A complete banking package, yours in less than five minutes.

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Manulife Bank is a member of the Canada Deposit Insurance Corporation (CDIC), which means your deposits are eligible for CDIC deposit insurance protection. Visit for information on eligible deposits.
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1. Can I order cheques?
Yes, you can! We know how handy cheques can be sometimes. If you're ordering cheques for the first time on this account, or if your name or address has changed since the last cheque order, please give us a call at 1-877-765-2265. Otherwise, you can order cheques from within your online account or from our mobile app.

2. What are Savings Sweeps? How do they work?
Savings Sweeps can make it easier for you to reach your savings goals. Simply choose how much money you want to keep in your everyday banking account and the rest will be moved to your savings account at the end of each day. Remember, if you grow the balance of your savings account by $100 each month, we’ll waive your monthly banking fee!

3. What is secured overdraft?
When you don’t have enough available cash in your Everyday Banking account, but you do have money in your High-Interest Savings Account (HISA), secured overdraft can help you avoid non-sufficient funds (NSF) charges if you forget about an automatic withdrawal or an unexpected expense pops up.
Your secured overdraft limit is 75% of the balance in your HISA. For example, if you have $1,000 in your HISA, you can overdraw your Everyday Banking Account by up to $750. The maximum secured overdraft limit is $5,000, with a 15% interest rate that’s calculated daily. However, there are no daily or per use fees.

4. What does travel disruption insurance cover?
Travel disruption insurance will get you home if an emergency (including schedule delays, government advisories, an unexpected medical situation, and a variety of other reasons) happens while you're travelling. Travel disruption insurance covers up to $10,000 per account year ($2,000 year per trip) towards non-refundable costs like flights, hotels, Airbnbs, pre-paid tickets/tours, and many other travel expenses. Check out the insurance policy certificate for more details. Subject to limitations and exclusions.

1 You must redeem your Amazon Prime Membership Code and agree to the Amazon Prime Terms and Conditions to qualify for Amazon Prime membership. The membership codes are good for one-time use only and must be redeemed within 2 years of receipt. Your Amazon Prime membership automatically renews for the membership fee in effect at the time of renewal plus applicable taxes. You may cancel at any time by visiting Your Account and adjusting your membership settings. Valid credit card required at time of registration if Amazon does not have one on file. Amazon Prime Membership Codes cannot be transferred or resold. For more information about Amazon Prime, visit Amazon Prime has a CAD $79/year value. is not a sponsor of this promotion. All Amazon®, TM & © are IP of, Inc. or its affiliates.

2 Unlimited transactions, including Interac direct payments (debit), Interac e-Transfers, bill payments, and ABM cash withdrawals on THE EXCHANGE® Network, are covered in the monthly fee. At the end of every month, if the balance in your High Interest Savings Account is $100 higher than the balance on the last day of the previous month, we’ll waive the monthly package fee. Other fees may apply.

3 Interest is calculated daily on the total daily balance and paid monthly. Rate is subject to change without notice.

4 Conditions and exclusions apply. Underwritten by The Manufacturers Life Insurance Company (Manulife) and First North American Insurance Company, a wholly owned subsidiary of Manulife. Manulife, P.O. Box 670, Stn Waterloo, Waterloo, Ontario, N2J 4B8.

5 As at June 9, 2019, the Annual Interest Rate for the secured overdraft is 15%. It is calculated on the total daily closing balance and charged monthly. Rates are subject to change without notice.

6 For example, if your banking package was opened in June – whether it’s June 1st or June 30th – you’ll have July and August to make the 5 qualifying purchases or online bill payments per month. If you qualify, we’ll email you an Amazon claim code with instructions on how to redeem it.. If you qualify, we’ll email you an Amazon claim code with instructions on how to redeem it.

ManulifeMONEY+ Visa* credit cards available separately.

*Trademark of Visa Int., used under license.

Manulife, Manulife Bank & Stylized M Design, ManulifeMONEY+, Manulife All-In Banking Package, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license.