Special Manulife Bank mortgage rates for new applicants
New mortgage applicants may be eligible for our special rates, available as of April 9, 2026:
| Term | Special rate | |
|---|---|---|
| Manulife One Preferred | 5-year fixed closed | 4.69%1 |
| Manulife Bank Select insurable | 5-year fixed closed | 4.69%2 |
| Manulife Bank Select high-ratio | 5-year fixed closed | 4.39%3 |
We believe interest cost is more important than the interest rate
To learn how we can help you save with lower interest costs and tailored mortgage solutions, send us an email or call us at 1-855-518-7546.
1 The Preferred Manulife One 5-year fixed term sub-account rate is 4.69% and is current as of April 9, 2026. The rate applies to personal owner-occupied mortgages on primary residence, who also meet additional Preferred structure requirements. Interest is compounded semi-annually, not in advance. Subject to credit approval. Contact us for special offer terms and conditions. This is a discounted rate program. The posted 5-year rate is 4.94% and is current as of April 9, 2026. All rates are subject to change. Not eligible are: second position accounts; Manulife Bank Select, Manulife One for Business, Manulife Commercial Amortizing Mortgage, Manulife One Equity Advantage lending programs, Small Business Owner lending programs and Investment Property lending programs.
2 The insurable Manulife Bank Select 5-year fixed term rate is 4.69% for loan to values up to 65% and is current as of April 9, 2026. The rate applies to new personal owner-occupied mortgages on primary residence with a value less than $1 million, who also meet additional insurability requirements. Interest is compounded semi-annually, not in advance. Subject to credit approval. Contact us for special offer terms and conditions. This is a discounted rate program. The posted 5-year rate is 4.94% and is current as of April 9, 2026. All rates are subject to change. Not eligible are: second position accounts; a roll-in from second to first position; a transfer from an existing Manulife Bank Select to a new property; an increase or change to an existing Manulife Bank Select account; a transfer from another existing Manulife Bank mortgage; Manulife One lending programs.
3 The high-ratio Manulife Bank Select mortgage 5-year fixed term rate is 4.39% and is current as of April 9, 2026. The rate applies to new owner-occupied Manulife Bank Select High Ratio Purchase and Manulife Bank Insured Lender Switch mortgages up to $1 million, and is for new deals. Subject to credit approval. Contact us for special offer terms and conditions. This is a discounted rate program. Interest is compounded monthly, not in advance. Fixed Rates at Manulife Bank are subject to change without notice.