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The Manulife Bank Visa Platinum Card* is a no-fee way to turn the purchases you’re already making into something more rewarding—especially when it supports your well-being. From pharmacy runs, vision care, appointments with a registered therapist (like massage, chiropractic, or physio) to gym memberships and wellness app subscriptions, health and wellness purchases can automatically earn you valuable Manulife Better Rewards™.
And because connecting with the special people in your life contributes to your well-being, too, you can also earn rewards for dinners out, booking trips, and seeing concerts, movies, or live events!
At a glance :
- 1.5% rewards on health and wellness; 1% rewards on travel, dining and entertainment; 0.5% rewards on everyday essentials1
- Purchase protection, travel accident and extended warranty on eligible purchases2
- Redeem rewards anytime towards an eligible purchase or statement credit
- Enjoy no annual fee
Benefits
Rates & fees
| Cardholder | Fees |
|---|---|
| Primary cardholder | $0 |
| for each additional cardholder | $0 |
| Category | Percentage |
|---|---|
| Purchases | 21.99% |
| Cash advances | 22.99% |
| Balance transfers | 22.99% |
Documents
FAQ
That depends on how much you spend on your card — but rewards add up fast! For example:
| If you spend … | Reward | You will earn … |
|---|---|---|
| $200 a month on fitness memberships, physio, massage | 1.5% | 3,600 points |
| $3,600 a year on travel (airlines, hotels, and vacation packages) | 1.0% | 3,600 points |
| $250 a month on dining and entertainment | 1% | 3,000 points |
| $800 a month on groceries, gas and all your other spending | 0.5% | 4,800 points |
| Total Annual Manulife Better Rewards | 15,000 points ($150 a year in estimated value) |
For illustrative purposes only. This example is based on annual spending of $18,600 on the card.
Wellness, health and medical purchases include a long list of items and services that can help support your well-being. Examples include:
- Membership Clubs (Sports, Recreation, Gym)
- Drugstore/pharmacy purchases
- Hearing aids, orthopedics, vision care
- Optometrists, optical goods, opticians and more
- Treatments from a registered therapist (massage, chiropractic, physio)
- Fitness, mental wellness and nutrition apps subscriptions
You can redeem your rewards anytime towards an eligible purchase or statement credit as long as the account is in good standing. (Note that rewards cannot be used towards your minimum monthly payment).
Rewards are shown as points on your monthly statement. Points are calculated by multiplying the Net Purchase value by the Reward rate for the category, then multiplying the result by 100.
For example, a Net Purchase of $1,000 in the 1% Rewards category is calculated as follows: $1,000 x 1% x 100 = 1,000 points. Points calculations are rounded to the nearest whole point.