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The Manulife Bank Visa Infinite* Card is built to reward the things you love, the way you live, and the healthy choices you make every day. When you invest in your health by paying for your gym membership, attending a dentist appointment, or picking up a new pair of running shoes, you’ll automatically earn valuable Manulife Better Rewards™. And when you stay connected to the people you care about — over coffee, at the theatre or on a weekend away—you can continue earning rewards with access to travel protection and Visa Infinite benefits along the way!
At a glance :
- 2% rewards on health and wellness; 1.5% rewards on travel, dining and entertainment; 1% rewards on everyday essentials1
- Extensive travel medical coverage, including 20 days of coverage for travellers under 65 and 7 days for travellers aged 65 and over2
- Plus, coverage for trip interruption, flight delay, travel accident, baggage loss and delay, rental vehicle damage, purchase protection and extended warranty2
- Visa Infinite benefits3 — Luxury Hotel Collection, RSVP RewardsTM, Concierge Service, Dining Series, Wine Country Program, and Access® Golf Benefit
$139 annual fee (waived for the first year)
$50 per additional cardholder
Benefits
Rates & fees
| Cardholder | Fees |
|---|---|
| Primary cardholder | $139 (waived for the first year) |
| for each additional cardholder | $50 |
| Category | Percentage |
|---|---|
| Purchases | 21.99% |
| Cash advances | 22.99% |
| Balance transfers | 22.99% |
| Cardholder | Income |
|---|---|
| Individual income, or | $60,000 |
| household income | $100,000 |
Documents
FAQ
That depends on how much you spend on your card — but rewards add up fast! For example:
| If you spend … | Reward | You will earn … |
|---|---|---|
| $400 a month on fitness memberships, physio, chiropractic and massage | 2% | 9,600 points |
| $6,000 a year on travel (airlines, hotels, and vacation packages) | 1.5% | 9,000 points |
| $500 a month on dining and entertainment | 1.5% | 9,000 points |
| $2,500 a month on groceries, gas, and all other spending | 1% | 30,000 points |
| Total Annual Manulife Better Rewards | 57,600 points
|
For illustrative purposes only. This example is based on annual spending of $46,800 on the card.
Wellness, health and medical purchases include a long list of items and services that can help support your well-being. Examples include:
- Membership Clubs (Sports, Recreation, Gym)
- Drugstore/pharmacy purchases
- Hearing aids, orthopedics, vision care
- Optometrists, optical goods, opticians and more
- Treatments from a registered therapist (massage, chiropractic, physio)
- Fitness, mental wellness and nutrition apps subscriptions
Note : Please refer to Cardholder Agreement for complete details
You can redeem your rewards anytime towards an eligible purchase or statement credit as long as the account is in good standing.
Note : Rewards cannot be used towards your minimum monthly payment.
Rewards are shown as points on your monthly statement. Points are calculated by multiplying the Net Purchase value by the Reward rate for the category, then multiplying the result by 100.
For example, a Net Purchase of $1,000 in the 1% Rewards category is calculated as follows: $1,000 x 1% x 100 = 1,000 points. Points calculations are rounded to the nearest whole point.
| Insurance | What’s included |
|---|---|
| Emergency Medical Insurance | Travel with protection, whether you charged the trip to your card or not. You, your spouse and dependent children are automatically insured for eligible emergency medical and dental expenses. |
| Rental Vehicle Damage | Benefit from added protection when you rent a vehicle. Charge the full cost of your car rental to your Manulife Bank Visa Infinite Card and receive Rental Vehicle Damage Insurance Coverage |
| Flight & Baggage Delay | Take the stress out of delays. Charge your scheduled flight to your Manulife Bank Visa Infinite Card and receive coverage for expenses related to meals, accommodation and more when your flight is delayed, or your checked baggage is delayed, lost or damaged |
| Trip Interruption | If your trip is interrupted due to an illness or injury, you can be protected. You, your spouse and your dependent children automatically have Trip Interruption Insurance for trips charged to your Manulife Bank Visa Infinite Card. |
| Purchase Protection and Extended Warranty | Run into a problem with a purchase made with the card or concerned about the warranty? We’re here to help. Enjoy Purchase Protection and Extended Warranty on most new purchases made with your new card. |
| Travel Accident | You, your spouse and dependent children may be covered for up to $500,000 (Cdn) when you use your Manulife Bank Visa Infinite Card to book your trip on a common carrier, such as plane, ship or train. |
Please refer to the Certificates of Insurance included with your Cardholder Agreement for complete coverage details.