You will earn 2% rewards on the first $25,000 you spend in each calendar year at merchants classified by Visa Inc. and determined by Manulife Bank to be in the Health, Wellness and Medical category. You will earn 1.5% rewards on the first $25,000 you spend in each calendar year at merchants classified by Visa Inc. and determined by Manulife Bank to be in the Travel, Dining and Entertainment categories. All other eligible purchases earn 1% rewards. The $25,000 annual spending limits will reset to zero on January 1st of each year. Terms, conditions and eligible merchant/merchant categories may change without notice. Rewards are earned on card purchases less returns and not on cash advances, interest, fees, service/transaction charges, balance transfers and payments.
You will earn 1.50% rewards on the first $15,000 you spend in each calendar year at merchants classified by Visa Inc. and determined by Manulife Bank to be in the Health, Wellness and Medical category. You will earn 1.00% rewards on the first $15,000 you spend in each calendar year at merchants classified by Visa Inc. and determined by Manulife Bank to be in the Travel, Dining and Entertainment categories. All other eligible purchases earn 0.50% rewards. The $15,000 annual spending limits will reset to zero on January 1st of each year. Terms, conditions and eligible merchant/merchant categories may change without notice. Rewards are earned on card purchases less returns and not on cash advances, interest, fees, service/transaction charges, balance transfers and payments.
Insurance is subject to exclusions, limitations and conditions. You should refer to the Certificates of Insurance included with the Cardholder Agreement for complete details on each benefit. You should read the Certificates of Insurance then keep the Cardholder Agreement in a safe place with other valuable documents and take it with you when you travel. Insurance is underwritten by The Manufacturers Life Insurance Company and First North American Insurance Company, a wholly owned subsidiary of Manulife. Manulife, PO Box 670, Stn Waterloo, Waterloo, ON N2J 4B8.
Visa Infinite – General Terms & Conditions: you must be an eligible Visa Infinite cardholder with a valid Visa Infinite Card to take advantage of the Visa Infinite benefits and services. Discounts and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Visa reserves the right to modify or cancel offers at any time and without notice. Neither Visa nor the Issuer is responsible for any claims or damages arising from use of any benefits or services provided by a third party. All offers, benefits and services are subject to complete terms and conditions, including third party suppliers’ terms and conditions (available at visainfinite.ca/infinite/terms.jsp). The Visa Infinite privacy policy (available at visainfinite.ca/infinite/privacy.jsp) applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Concierge or the Visa Infinite website. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Cardholders are subject to such third parties’ own privacy policies.
Manulife, Manulife Bank, Stylized M Design, Manulife Bank & Stylized M Design and Manulife Better Rewards are trademarks of The Manufacturers Life Insurance Company and are used by Manulife Bank of Canada under license.
Trademark of Visa Int., used under license.
