With Interac e-Transfers, it’s never been easier to send money to friends and family.

Before your start…

Add e-Transfer contacts

  • To send an e-Transfer, you need to add contacts to your account using their phone number or email. If you have two-step verification turned on, you’ll need to enter a verification code when adding a new e-Transfer contact. Here’s how to add an e-Transfer contact.

Keep in mind

  • The first time you send an e-Transfer, you’ll need to create an e-Transfer profile.
  • Depending on your account, there may be a fee to send an e-Transfer.
  • There are daily, weekly, and monthly e-Transfer limits. See all fees and limits here.

Eligible accounts

  • Advantage Account (Canadian-dollar, personal, or business)
  • All-In Banking Package
  • Manulife One main account
  • Manulife Bank Select chequing account
  • Line of credit

Step 1
Get started

Sign into online banking, click Interac e-Transfers in the left side menu, then click Send Interac e-Transfers.

Step 2
Set up the e-Transfer

On this screen, you’ll enter all the e-Transfer details, including:

  • Which account you want to send money from
  • Who you want to send money to
  • How much money you want to send

Once you’ve entered the details, click Next.

Step 3
Enter the security question and answer

On this screen, you’ll create a security question and answer, and you can also add a message for your contact.

The security answer must be at least 3 characters and should be something only your contact knows. The security question and memo field can’t contain the security answer.

Once you’ve entered the question and answer, click Next.

Step 4
Confirm the e-Transfer details

On this screen, review the details of your e-Transfer and ensure they’re correct. If you need to make any changes, click Back to update the details.

Once you’re ready, click Send to send your e-Transfer, and your contact should receive the e-Transfer within an hour.

  • To cancel a pending e-Transfer, click View my e-Transfers in the left side menu, then tap Pending Interac e-Transfers, then click Pending Interac e-Transfers. Choose the e-Transfer you want to view or cancel, then click Delete transfer and confirm the cancellation.
  • To remind a contact to accept your e-Transfer, click Transfers in the bottom menu, then click Pending Interac e-Transfers, select the e-Transfer, then click Remind.

Learn about other features in online banking